Flight Line Financial, LLC is a Registered Investment Advisor firm located in Princeton, New Jersey specializing in 401(k) financial planning, advice and asset allocation strategies specifically for airline pilots. The firm divides its expertise in 2 distinct and separate services for pilots depending on age and proximity to retirement :
1. Younger pilots – less than age 59 ½: For a low flat annual fee of $500.00, which is not deducted from your 401(k) tax deferred account – therefore allowing tax free and management fee growth and compounding of assets, Flight Line Financial will provide asset allocation strategies to your account implementing four core principles. These principles are diversification, allocation, dollar cost averaging and rebalancing. Mixing passively managed index funds along with actively managed funds provides a mix to maximize potential for growth, minimizing expenses while mitigating risk across various sectors. Allocation strategies take into account risk tolerance and time horizons while considering global and domestic concerns in the marketplace. Other topics discussed are 529’s, outside IRA’s, spousal IRA’s, 415(c) limits, RHA, B plan, Roth vs. non Roth, etc.
Financial Planning for Pilots